but, dad, you've got... [ voice of dennis ] allstate. with accident forgiveness, they guarantee your rates won't go up just because of an accident. smart kid. [ voice of dennis ] indeed. are you in good hands? >> fox news alert. we're getting new warnings about the u.s. credit rating as the debate intensifies over the raising the country's debt ceiling. our credit limit. fitch, a leading credit ratings agency says the u.s. could lose its top rating if this issue is not resolved. there are some who believe that president obama was sending a signal in yesterday's news conference that he might have to use what some are calling the constitutional option as an end around congress, when it comes to this debt limit issue. the president suggesting if congress does not want to raise the debt ceiling, he could. >> what i'm saying to you is that there's no simpler solution, no ready, credible solution other than congress either give me the authority to raise the debt ceiling or exercise the responsibility that they have kept for themselves and rais